有关留学生保险的说明

Explanation of Foreign Students’Insurance

一．为什么要买保险？

Why buy insurance?

按照中国教育部规定，学校实行国际学生全员保险制度。国际学生必须按照国家有关规定和学校要求投保。对未按照规定购买保险的，应限期投保，逾期不投保的，学校不予录取；对于已在学校学习的，应予退学或不予注册。

Our university implements a system of insurance for all international students. All international students must insure themselves in accordance with the relevant regulations of China and the requirements of our university. For those who fail to purchase insurance in accordance with the relevant provisions, they should purchase insurance within a time limit. Those failing to do so within the time limit will not be admitted by our university; and those who have begun to study in our university shall drop out or not be enrolled by our university.

二． 保险的费用是多少？

What is the cost of insurance?

800元/人/年

800 an/person/year

三． 保险的生效日期是什么？

What is the effective date of insurance?

请参照保险单号上的日期。

Please refer to the date noted in the insurance policy.

四．保险内容包括什么？

What does insurance cover?

1、身故/残疾保险责任。

2、意外伤害医疗保险责任。

3、住院医疗保险责任。

4、门诊医疗保险责任。每个保险期间内，就诊日费用限额为600元，累计超过起付线650元以上的部分保险人按照85%的比例赔付,累计给付以保险金额20000元为限。650元以下部分，保险公司不予赔付。

5、就诊医院须为三甲公立医院。

1. Death / disability insurance liability.

2. Accidental injury medical insurance liability.

3. Hospital medical insurance liability.

4. Out-patient medical insurance liability. In each insurance period, daily allowance of out-patient treatment is 600 yuan. Insurance company will pay 85% of the compensation of the part that is over 650 yuan. The limit of cumulative payment is 20,000 yuan. The insurance company will not pay for the part that is under 650 yuan.

5. The hospital must be a third-class public hospital.

五．支付方法：

Payment Steps

关注微信公众号"外籍保险服务"，输入护照号码和出生年月日登录，至"my account"，点击pay now即可支付。

Follow the WeChat public account "外籍保险服务", enter the passport number and birth date to log in, go to "My Account", and click Pay Now to pay.

六．理赔：

Claims

1. 门急诊须先自行支付，治疗结束后申请理赔；

2. 住院可以申请垫付，垫付电话021-54569199。

Outpatient and emergency care must be paid for by yourself first, and a claim will be applied for after the treatment;

Advance payment can be requested for hospitalization. The phone number is 021-54569199.

3. 请在微信公众号"外籍保险服务"打开"理赔"，扫码添加理赔员微信进行理赔。

Please open "Claim" on the WeChat public account "外籍保险服务", scan the code to add the claims adjuster's WeChat for claim.