案例一：网络平台投资被骗

Case 1: Deceived by Investing in online platforms

摩洛哥籍一名女生，在网上看到一则广告，对方向其介绍Whatsapp、Instagram等境内外网络投资平台，声称投资加密货币即可实现财富自由。随着聊天不断深入，该生惊喜发现对方熟知理财分析和财务知识，感觉他“还挺靠谱”。对方接着以平台返利、缴纳保证金为由，使该生警惕慢慢放松，按照对方提供流程进行操作。后来，该生急需用钱，发现钱款无法正常提出，遂报警。据悉，该生相继被骗总额1.05万元。

A Moroccan girl saw an advertisement online introducing her to domestic and foreign online investment platforms such as WhatsApp and Instagram, claiming that investing in cryptocurrency can achieve wealth freedom. As the conversation deepened, the student was pleasantly surprised to find that the other party was familiar with financial analysis and knowledge, and felt that he was quite reliable. The other party continued to use platform rebates and deposit payments as an excuse to gradually relax the student's vigilance and follow the procedures provided by the other party. Later, the student urgently needed money and found that the money could not be withdrawn properly, so they reported it to the police. It is reported that the student was scammed a total of 10500 yuan.

案例二：线上购买陌生人手机被骗

Case 2: Deceived by purchasing a stranger's phone on WeChat

孟加拉国籍一名男生在Facebook 平台认识一卖手机的陌生人，因价格便宜该生便主动添加了此人微信进行购买，即该生先支付1000多元作为定金，待拿到手机后再付尾款。卖家称微信收到定金后即刻发货。尽管身边有同学好言相劝，但是该生还是相信了卖家的承诺。然而，卖家在收到定金后一直不发货，也不回复该生的消息。该生尝试联系卖家多次都没有结果，最终发现自己被拉黑删除，这才意识到自己受骗。

A Bangladeshi boy met a mobile phone seller on Facebook platform. Due to the low price, the student voluntarily added this person's WeChat account to make a purchase. The student paid a deposit of over 1000 yuan first, and the final payment was made after receiving the phone. The seller claims to ship immediately upon receiving the deposit on WeChat. Despite being well advised by classmates, the student still believed in the seller's promise. However, the seller has not shipped the phone or responded to the customer's message after receiving the deposit. The student attempted to contact the seller multiple times but failed, only to find out that they had been blacklisted and deleted, which made them realize they had been deceived.

案例三：熟人推荐理财被骗

Case 3: Deceived by Acquaintance recommending wealth management

土库曼斯坦籍一女生，在新学期开始得到了父母转账的一笔充足的生活费。该生在与朋友闲聊中不慎透露了这一消息，朋友对此动起了“小心思”。几天后，该生的朋友告诉她有一个小众投资渠道，声称低投资高回报，且资金回笼周期快。该生在朋友的多次诱导下，将5000元生活费转给了朋友。然而，当该生询问投资回报时，却发现朋友已将其拉黑，资金也随之消失得无影无踪。M深感被骗，损失惨重。

A girl from Turkmenistan received a sufficient living allowance from her parents at the beginning of the new semester. The student accidentally revealed this news while chatting with a friend, and the friend was very cautious about it. A few days later, her friend told her that there was a niche investment channel, claiming low investment with high returns and a fast capital recovery cycle. The student, under the repeated guidance of her friend, transferred 5000 yuan in living expenses to her friend. However, when the student asked about the investment return, they found that her friend had blacklisted it and the funds disappeared without a trace. M felt deeply deceived and suffered heavy losses.

作者：邢露萍（海外教育学院） 审核：朱丹